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Agency Banking Services

Card Payment Agreement

Revised On: Jan. 12th, 2026 - 12:51 pm

Per A.R.S. 35-135(F), the Arizona State Treasurer’s Office (ASTO) contracts for merchant card services. Fiserv was awarded the State’s merchant services contract for a term of three years, with two one-year extensions, effective Aug. 7, 2023. This contract allows the State to accept and process card payments from most major credit card companies | Learn More >

Along with this new service, Fiserve will apply a surcharge to all invoices paid by credit card, and State agencies will retain the full transaction amount.

Credit Card Surcharge Fees: 

  • VISA: 2.2% or $2.00, whichever is greater                    
  • MasterCard: 2.2% or $2.00, whichever is greater          
  • Discover: 2.2% or $2.00, whichever is greater               
  • American Express: 2.2% or $2.00, whichever is greater